The very things that make social media so popular also make them a potential problem for credit unions, their members and those in charge of fighting fraud.

Millions of Americans use Facebook, LinkedIn, Twitter and other sites to share information with friends, colleagues and people who are, for all practical purposes, strangers, about their personal and professional lives.

Sometimes too much information. Even if they're not typically used as a launch site for transactions, social media can be a fertile ground for those who, as they did with phishing by e-mail, would use the growing new channels to ferret out access to accounts.

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