LAS VEGAS — The American Credit Union Mortgage Association wanted attendees at its 2010 annual conference to walk away with two convictions. First, that the ongoing changes that are moving through the U.S. mortgage market in the past two years have created opportunities for credit union mortgage lenders. Second, credit unions need to educate themselves and change their mortgage operations to seize those opportunities.

"Attendees will go away with a solid grasp of the pulse of the market," said ACUMA President Bob Dorsa. "They will understand the kinds of mortgage loans consumers need, the kinds of consumers who are in need, and the most profitable ways to deliver the products and best serve consumer needs."

One indication of how many changes have moved through U.S. mortgage markets could be seen in the conference's first three speakers, all of whom sought to explain and clarify the current situation in three separate and vital mortgage markets.

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