The Vista, Calif., provider of document management and Check 21 solutions to more than 1,000 credit unions said it is using technology from Mitek Systems to power the service it has named QwikDeposit To Go.
The service allows account holders to initiate mobile-banking sessions, key in their deposit amount and snap photos of both the front and back of the check. The software captures the check, formats and correct the image to meet mobile-image quality standards and then securely transmits it, the company said.
All transactions are transmitted with multiple layers of security and, if necessary, can be traced back to registered smart phones, marked with time and location, in order to combat fraud, the company said.
"The dramatic increase in the use of smartphones, combined with consumer demand for mobile banking applications has created a perfect storm for mobile capture," said company founder Hal Tilbury.