WASHINGTON — Auto loan volume is taking a plunge and the people likely more affected by narrower access to sensible credit–lower-income Americans–are also more likely to be the ones targeted by predatory lenders.

So the National Credit Union Foundation has ramped up plans for its Steer Clear Auto Lending Summit, to be held July 22 at Credit Union House on Capitol Hill in Washington, D.C.

With co-sponsorship from the Annie E. Casey Foundation and the Aspen Institute, the summit will offer findings based on new nationally funded research on best practices in credit union auto lending to non-prime borrowers–particularly working families with low wealth and modest income. A special preview of the joint research report exploring how credit unions help car buyers steer clear of predatory loans will also be unveiled, as will used car lending models that help CUs to better meet the needs of nonprime borrowers.