SANTA ANA, Calif. — When Orange County's Credit Union CEO Judy McCartney was first hired on as a vice president in 1982, the $863 million credit union had only $67 million in assets.

McCartney, who retires next month, has lead OCCU through two core system conversions, a handful of mergers and a list of major product, service, strategy and policy launches that is so long, it requires six pages.

The industry icon said the strategy that had the greatest impact on her legacy 13-fold growth occurred early in her chief executive appointment.

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