What dot coms will be created next?

The popular "E" (for Entertainment) cable network was way ahead of its time recognizing how important the letter "e" would become throughout the entire world. And right on its heels, that "dot com" would become words instantly recognizable by millions. Today, almost everything, from every variation of B2B (business-to-business) and retail commerce, to everything that impacts a person's life somehow either begins with the letter "e," or is followed by .com, or both. How far will this all go? Who knows, but until it gets there it might be fun to take a light-hearted look at what lies ahead if the growing world of "e's" and "dot coms" get carried to extremes. For example, I was thinking of starting a new church that would be completely virtual. It would have no altar, no pews, no choir loft, or not even an actual brick and mortar building to house my church. The entire church would function strictly on the Internet. The concept is so outlandish that the only logical name for such a church would be to call it "E-Gawd.com." You can see where this is going. Here's a selection of dot com organizations you may never have heard of because they don't exist. Maybe they should? * conversionsRus.com. This site provides information on the currently popular conversion game. It includes a new series of board games requiring moves that have been designed to please members, make life easier for volunteers, provide new challenges for staffs, and amuse state credit union regulators. To win, a credit union must be judged the least likely to do a charter conversion just before switching charters. The go-to-jail card is labeled NCUA. * moneyfirst.com. Here's the place to find help in putting a spin on association membership qualifications. Various scenarios are outlined giving examples of words and music that may be required to convince skeptics that a credit union association can and should adopt whatever rules are needed to serve any person or organization that is willing to pay up front for the privilege. * n-f-p.com. The information on this site includes a complete listing of all legitimate not-for-profit organizations in the United States, currently numbering well over one million. It includes the dwindling number of active credit unions. If downloaded correctly on to the American Bankers Association Web site, and the Web sites of all of its bank members, it has the potential of showing them that their ongoing credit union attacks are misdirected since credit unions represent such a small percentage of n-f-p's' This site can also be found under fantasyland.com. * danmica.com. A relatively new but increasingly popular site. It provides specifics on how to put a national trade association back on track after it had strayed from its primary mission of legislative representation, public relations, education, and research, and became a provider of a wide assortment of trinkets. Can also be found under worldclasstradeassociation.com. * fredbecker.com. A brand new site that, although still considered a work in progress, is already generating a great deal of interest among federal credit unions, regulators, and politicians. Additional information can also be found under several related sites including workaholic.com, wecommunicateinstantly.com, and wearenotafraidtodisagree.com. * normd'amours.com. Only certain e-commerce firms and dot com organizations can access this site. Its use is restricted to underserved computers and low income computer technocrats. Usage is also governed by overlap provisions. Unfortunately, this site is horribly out of date and thus difficult to follow. Related information can also be found at byebye.com. * bigbanks.com. It is almost impossible to utilize this site because the names and structures of the institutions it was designed to include keep changing. Related sites may be helpful. These include screwouremployeesfirst.com, oredernewstationery.com, show me the money.com, and what customerservice.com. Support data can also be checked out at normdamours.com. * levelplayingfield.com. This is a compilation of rules assembled by the banking industry. Rule number one is that if your institution has bank in its name, you must own the field and determine who is on the level and who is eligible to play. Cross reference to themthatownsthegoldmakestherules.com. * dougduerr.com. Fresh information has just been posted on this site. It presents a courageous argument that old-fashioned terms such as "common bond" and "field of membership" may have outlived their usefulness and probably never made much sense anyway, especially for state-charter credit unions. See membershipqualifications.com for new direction. * predatorylending.com. Credit unions have been singled out as the one type of financial institution not permitted any access whatsoever to this site on the basis that they are not involved in the site's subject matter. Despite the loss of any credit union traffic, this site is setting new records for hits on poor people. Also see loanshark.com, and whocaresaboutthosefolksanyway.com. * consumerprivacy.com. Access denied. * dennisdollar.com. This is one of the most flexible sites on the Internet. If you demonstrate that you can mange to navigate it without a lot of outside interference, you are given additional opportunities to show that you know what you are doing. Also look into abreathoffreashair.com. * fraud.com. See bigbank.com. * outrageous fees.com. See bigbank.com. * bankspeak.com. See bigbank.com. * creditunionvolunteer.com. This site outlines how dedicated individuals can take vacation in order to work even harder on behalf of the credit union for no pay. Additional information can be found under ilovemycreditunion.com. As you might imagine, there are a lot more where these came from. Why not join the fun and submit some of your own for use in a future follow-up column? Thanks. Comments? Call 1-800-345-9936, Ext. 15, or Fax 561-683-8514, or E-mail mwelch@cutimes.com.

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