Alacriti, a payments fintech serving financial institutions including credit unions, has received a strategic growth equity investment led by Sageview Capital, with participation from BMO Capital Partners and Curql Fund.
Financial terms were not disclosed.
The Bridgewater, N.J.-based fintech said the investment will support expansion of its Orbipay platform, including AI-driven fraud prevention tools and programmable money capabilities such as stablecoins and tokenized deposits. Alacriti supports payment rails including ACH, wire transfers, the RTP network, FedNow Service, Zelle and Visa Direct.
"This investment accelerates our mission to drive innovation, scale and customer impact," Manish Gurukula, CEO of Alacriti, said. "Our 98% customer retention rate, along with clients expanding into new products across our platform, demonstrates the deep trust they place in us as they modernize their payments infrastructure. We've built a profitable foundation, and this investment lets us move faster to expand our leadership in real-time, unified, intelligent money movement."
Alacriti said it has grown to now serve approximately 14% of the top 100 U.S. financial institutions and supports almost a quarter of U.S. credit unions with more than $1 million in assets. Its Orbipay platform processes more than 96 million transactions annually totaling more than $233 billion in value and accounts for approximately 7% of U.S. instant payments volume across the RTP network and FedNow Service as of the fourth quarter of 2025.
"Alacriti is exceptionally well positioned at the center of payments modernization, real-time money movement and fraud prevention," Sasank Chary, partner at Sageview Capital, said. "The Alacriti team has demonstrated sustained execution and a clear vision for where payments are headed, and we look forward to supporting the company as it scales into its next phase of growth."
Rendhir Chandran, managing director at BMO Capital Partners, said Alacriti's platform helps financial institutions manage multiple payment rails.
"Unifying payment rails sounds straightforward until you're operating at enterprise scale. We've invested in Alacriti because of the company's ability to solve the unification problem," Chandran said. "Their platform addresses one of the most critical challenges facing financial institutions today: how to deliver a seamless, efficient multi-rail payments experience."
Curql, which represents more than 160 credit unions investing together in fintech companies, said the investment aligns with growing demand for faster and more flexible money movement capabilities across the credit union industry.
"Credit unions exist to help members store, borrow and move money quickly and safely," Nick Evens, president/CEO of Curql, said. "Many credit unions have built strength in the first two; Alacriti gives the infrastructure to lead in the third. Allowing the technology to dictate the most efficient payment rail is the key to quicker, cheaper and safer money movement, which is where credit unions will receive the most benefit from partnering with Alacriti. That's why we invested, and why we're excited to scale Alacriti's platform across our collective of 160-plus credit unions."
Joyce Moed can be reached at joyce.moed@arc-network.com.
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