U.S. Capitol aerial view
Credit union advocates are calling for a coordinated approach to the Fiscal Year 2026 National Defense Authorization Act (NDAA) as pressure mounts to attach unrelated amendments, including the controversial Credit Card Competition Act (CCCA).
The Defense Credit Union Council (DCUC) convened an urgent industry-wide meeting to assess a wave of proposed NDAA amendments, warning that many would create new regulatory burdens for defense credit unions or have no direct connection to national defense. DCUC President/CEO Anthony Hernandez stressed the importance of “a clean NDAA” and said member credit unions had not requested the proposed changes, underscoring the need for broader discussion before advancing industry priorities in must-pass legislation.
During the meeting, DCUC reiterated concerns over the CCCA’s potential inclusion in the defense bill, while acknowledging the value of collaboration with trade associations, leagues and business partners to protect military-focused institutions and their members.
America’s Credit Unions, while previously supporting a clean NDAA, is now actively seeking opportunities to insert pro–credit union provisions. Chief Advocacy Officer Carrie Hunt said the group is “maximizing every opportunity” to strengthen the movement through the legislative process, working closely with partners such as DCUC.
Both organizations emphasized that unity is essential to protect the ability of credit unions to serve military communities and to ensure defense legislation remains focused on defense-related priorities. Congress will resume NDAA deliberations following its August recess.
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