SHREWSBURY, N.J. — While corporate credit unions' balance sheets in large part reflect what is happening with their natural person members, corporates do vary in two key categories–return on assets and operating expenses.

Some corporates have developed a number of products and services, ranging from loan participation matchmaking to consulting services, that have helped boost their non-interest income and thus their ROA.

Corporates also show clear differences in operating expenses. As the listing below shows, even corporates of similar sizes can have very different operating expense levels.

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