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Service Credit Union, Portsmouth, N.H., has named Fawn Terwilliger vice president of lending. In addition, the credit union has hired the following new employees: Maria Rolston staff instructor; Tina Fazio information security analyst; Eleanor Heggan real estate loan specialist; and Stacy Caler Pease Branch member service representative I. Service CU has also promoted the following employees: Shannon Francois to administrative representative I in the share draft department; Justine Wojtas to contact center representative I; and Katrina Clark to Lebanon branch member service representative II. Northern Massachusetts Telephone Workers CU, Lowell, has promoted the following employees: Joanne McCarthy to vice president of retail and sales; Karen Breau to chief internal auditor; and Susan Gill to controller. North Jersey Federal Credit Union, Totowa, has named Milagros DiPentima New Patterson branch manager and Robyn Fritsch part-time teller. In addition, the credit union has promoted Maria Alves-Schemetow to director of marketing/operations and Susan Mathews to operations manager. ACCESS Federal Credit Union, Clinton N.Y., has promoted Debbie Doran to vice president of the consumer loan.