After reading the latest update on the conversion plans for Community Credit Union and OmniAmerican Credit Union in the May 4th issue of Credit Union Times I have only one comment: Lucky for Alan Theriault, a consultant with CU Financial Services, and his credit union clients, that “most credit union members don't read the disclosures anyway”! His disclosure is the perfect example of lying by omission. Oops, I fibbed, second comment! Marlene B. Myers President/CEO Napa Valley Schools FCU Napa, Calif.

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