Proposed and potential rules from the NCUA, CFPB and others are front and center in credit union strategic planning.
New car loans and leases are growing, but credit unions are also keeping an eye on rising auto loan delinquencies.
TransUnion says auto loan delinquencies have risen above 2010 levels but are sharply below 2008's numbers.
Credit union auto lenders also report an increase in lease activity.
Credit unions can acquire auto loans and mortgages from other financial institutions.
Credit unions are already preparing to grow loan portfolio revenue in 2015.
Credit unions anticipate robust loan growth in 2015. Auto and home equity lending drum up the most demand.
Credit unions that earn high net interest margins say they approve loans with a wide range of credit scores.
SNL Financial says balances top $48 billion mark with used car loans accounting for half of lending activity.
RealtyTrac data shows consumer debt a bigger obstacle than securing a down payment in the home buying process.