Law professor and author Todd Zywicki offers three key points about markets and regulation he says are poorly understood in Washington.
You can regulate the money out of the business, but you can’t regulate the personal responsibility out of the consumer. No matter what Washington does to keep credit unions and other lenders from taking advantage of the less well-educated, the desperate and the elderly, ultimately consumers have to take responsibility...
Consumer advocate's push against credit union short-term lenders hurting those they think they're protecting.
Overdraft fees at the nation’s 14 largest banks have increased after two years of stagnation, according to the Consumer Federation of America.