To keep credit available while driving down loan prices, the CFPB’s regs must be carefully designed and well-balanced.
Will the CFPB's proposed payday lending rules only benefit loan sharks?
In an effort to outpace regulators, payday lenders move from a lump sum to installment repayment model.
When it comes to serving the needs of the underbanked, credit unions can't sit on the sidelines.
It's still true today: Credit unions exist to provide financial services to those banks won't serve.
Readers weigh in on the latest credit union hot topics.
The CFPB's proposed payday lending rule exemption isn't a panacea for credit unions.
The bureau reports banks, credit unions penalize borrowers when a payday lender’s attempt to collect payment fails.
Payday loan alternatives and fraud alerts benefit members plus boost credit unions’ bottom lines.
Counting fees on payday-alternative credit union loans would put them over the DOD cap, Debbie Matz warns.