Between the ages of 13 and 19, teens begin to make more of their own decisions. Unfortunately, credit unions aren’t always on the winning side of teen independence.
One indication of how deeply plastic payments have influenced the U.S. retail market has been the explosive growth in gift cards at the expense of cash, checks and other forms of plastic. Not only has the National Retail Federation reported that gift cards have effectively extended the holiday shopping season...
CardHub.com says consumers purchased almost $28 million in gift cards over the 2011 holiday season.
Service lets members buy gift cards on smartphones.