Bankrate.com releases survey of bank and credit union checking accounts.
WalletHub report finds interest bearing checking accounts pay as much as 504% more on balances up to $50,000 than savings and money markets.
Financial institutions have raised the median price of overdraft fees by 3.4% since 2011, with credit unions leading the way, the report noted.
The account also includes access to a financial education and support program.
South Carolina credit union creates Fresh Start Account program for those with credit score hiccups.
Report says largest credit unions and banks engage in practices that have potential to negatively affect nine out of 10 American adults with checking accounts.