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The substantive economic and market-related challenges experienced nationwide over the past several years have highlighted the need for our industry to be better equipped at the strategic and operational levels to handle unforeseen market opportunities and challenges. Supplemental capital is a tool that credit unions could find useful for various scenarios, and for that reason it should be available to those who are interested in the opportunity it may provide and equipped to properly and prudently manage its use.

Peter Westerman

Credit Union Times

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