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We agree with David Reiss that credit unions could benefit from increased competition resulting from a privatized mortgage market (“Professor Says CUs Should Back GSEs’ Privatization,” March 2, page 3) provided, as he states, that “they maintain their access on par with that of larger financial institutions.” Otherwise, credit unions could be at a serious disadvantage, particularly as they lack the ability to raise outside capital.

Peter Westerman

Credit Union Times

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