{
"data": {
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"title": "Credit Union Times Magazine-May 21, 2014",
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{
"uri": "/2014/05/21/fair-lending-exams-at-26-credit-unions/",
"title": "Fair Lending Exams at 26 Credit Unions",
"summary": "Twenty-six credit unions were subjected to fair lending compliance examinations in 2013, according to the NCUA's 2013 Annual Report, released May 12. In total, the NCUA's Division of Consumer Compliance Policy and Outreach spent 5,334 hours examining the credit unions, at an average of 205 hours per credit union.",
"byline": "Tonya Knudesn",
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"prettyDate": "May 21, 2014",
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{
"uri": "/2014/05/16/serving-modest-means/",
"title": "Serving Modest Means",
"summary": "Review qualitative research about low-income consumers and their financial services needs.",
"byline": "David Morrison",
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"tags": [],
"prettyDate": "May 16, 2014",
"wordcount": "838",
"timeToRead": "5 minute",
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{
"uri": "/2014/05/16/data-tracking-approach-digs-deeper-into-members-habits/",
"title": "Data Tracking Approach Digs Deeper Into Members’ Habits",
"summary": "Relational database technology could dramatically shift how credit unions review and manage their business operations.",
"byline": "David Morrison",
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"tags": [],
"prettyDate": "May 16, 2014",
"wordcount": "889",
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{
"uri": "/2014/05/16/reps-back-risk-based-capital-relief/",
"title": "Reps Back Risk-Based Capital Relief",
"summary": "Almost 75% of the U.S. House of Representatives sign a letter requesting changes to the NCUA's risk-based capital proposal.",
"byline": "Nick Ballasy",
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"tags": [],
"prettyDate": "May 16, 2014",
"wordcount": "781",
"timeToRead": "4 minute",
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{
"uri": "/2014/05/16/fbi-watch-online-account-openings/",
"title": "FBI: Watch Online Account Openings",
"summary": "An FBI lead investigator suggests credit unions step up efforts to prevent fake online account openings.",
"byline": "Peter Strozniak",
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"tags": [],
"prettyDate": "May 16, 2014",
"wordcount": "868",
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},
{
"uri": "/2014/05/16/critics-assail-rbc-rule-regulator/",
"title": "Critics Assail RBC Rule, Regulator",
"summary": "Read why industry leaders think parity of Basel III is inappropriate for credit unions and what the NCUA should do instead.",
"byline": "Michael Muckian",
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"tags": [],
"prettyDate": "May 16, 2014",
"wordcount": "957",
"timeToRead": "5 minute",
"readtime": "5",
"authors": [
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},
{
"uri": "/2014/05/16/text-receipts-latest-efficiency-innovation/",
"title": "Text Receipts Latest Efficiency Innovation",
"summary": "Text and email receipt options could soon be available to credit union members.",
"byline": "David Morrison",
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"tags": [],
"prettyDate": "May 16, 2014",
"wordcount": "945",
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{
"uri": "/2014/05/16/future-of-shared-branching-in-a-mobile-world/",
"title": "Future of Shared Branching in a Mobile World",
"summary": "The shared branching system has a bright, transformed future ahead as mobile banking and payments mature.",
"byline": "Sarah Canepa Bang",
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"tags": [],
"prettyDate": "May 16, 2014",
"wordcount": "397",
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{
"uri": "/2014/05/16/focus-report-frontline-technology/",
"title": "Focus Report: Frontline Technology",
"summary": "Because they juggle multiple responsibilities, frontline employees are often doing more with fewer resources.",
"byline": "Michelle A. Samaad",
"kicker": "",
"tags": [],
"prettyDate": "May 16, 2014",
"wordcount": "143",
"timeToRead": "1 minute",
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"name": "Michelle A. Samaad"
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},
{
"uri": "/2014/05/16/washington-credit-unions-move-to-serve-pot-biz/",
"title": "Washington Credit Unions Move to Serve Pot Biz",
"summary": "Two credit unions develop legal marijuana business accounts, but with significant restrictions.",
"byline": "Missy Baxter",
"kicker": "News",
"tags": [],
"prettyDate": "May 16, 2014",
"wordcount": "579",
"timeToRead": "3 minute",
"readtime": "3",
"authors": [
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"webUrl": "/author/profile/missy-baxter/",
"name": "Missy Baxter"
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},
{
"uri": "/2014/05/16/infographic-the-decline-of-branching/",
"title": "Infographic: The Decline of Branching",
"summary": "Review statistics that reveal the pressures leading to the erosion of branch banking over the past decade.",
"byline": "Tim Schafer",
"kicker": "",
"tags": [],
"prettyDate": "May 16, 2014",
"wordcount": "15",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
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"webUrl": "/author/profile/tim-schafer/",
"name": "Tim Schafer"
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},
{
"uri": "/2014/05/21/talking-about-that-generation-listen-first/",
"title": "Talking About That Generation: Listen First",
"summary": "It's time for the credit union industry to stop viewing Gen Y as an alien species, says our latest Trailblazer 40 Below honoree.",
"byline": "Myriam DiGiovanni",
"kicker": "News",
"tags": [],
"prettyDate": "May 21, 2014",
"wordcount": "1054",
"timeToRead": "6 minute",
"readtime": "6",
"authors": [
{
"webUrl": "/author/profile/myriam-digiovanni/",
"name": "Myriam DiGiovanni"
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},
{
"uri": "/2014/05/21/congressional-letter-could-be-pandoras-box/",
"title": "Congressional Letter Could Be Pandora's Box",
"summary": "Things between the NCUA and trades are bad on RBC, but is it really worth getting Congress involved?",
"byline": "Heather Anderson",
"kicker": "",
"tags": [],
"prettyDate": "May 21, 2014",
"wordcount": "687",
"timeToRead": "4 minute",
"readtime": "4",
"authors": [
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"webUrl": "/author/profile/heather-anderson/",
"name": "Heather Anderson"
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},
{
"uri": "/2014/05/21/small-businesses-willing-to-pay-for-mobile-access/",
"title": "Small Businesses Willing to Pay for Mobile Access",
"summary": "Ask a few small-business owners about their mobile banking needs and their wish lists may read like this: capture and store receipts, block stolen credit cards and schedule appointments with their credit union or bank.",
"byline": "Michelle A. Samaad",
"kicker": "News",
"tags": [],
"prettyDate": "May 21, 2014",
"wordcount": "843",
"timeToRead": "5 minute",
"readtime": "5",
"authors": [
{
"webUrl": "/author/profile/michelle-a-samaad/",
"name": "Michelle A. Samaad"
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},
{
"uri": "/2014/05/21/oscui-helped-small-utah-cu-survive-thrive/",
"title": "OSCUI Helped Small Utah CU Survive, Thrive",
"summary": "Regarding the letter from Stuart Perlitsh (Questioning Cost of Small Credit Union Initiatives, CU Times, April 16, 2014) I respectfully submit that we are one of the small credit unions that has benefitted directly from the involvement of the Office of Small Credit Union Initiatives at the NCUA.",
"byline": "Peter Westerman",
"kicker": "",
"tags": [],
"prettyDate": "May 21, 2014",
"wordcount": "313",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
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"name": "Peter Westerman"
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},
{
"uri": "/2014/05/21/watt-lays-out-fhfa-plans-for-gses/",
"title": "Watt Lays Out FHFA Plans For GSEs",
"summary": "Housing giants Fannie Mae and Freddie Mac could do an about-face in a renewed effort to nurture the U.S. housing market and better serve consumers seeking mortgage loans. But this time the move appears to offer greater benefits to lenders and borrowers than it does to Fannie's and Freddie's shareholders...",
"byline": "Michael Muckian",
"kicker": "",
"tags": [],
"prettyDate": "May 21, 2014",
"wordcount": "387",
"timeToRead": "2 minute",
"readtime": "2",
"authors": [
{
"webUrl": "/author/profile/michael-muckian/",
"name": "Michael Muckian"
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],
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},
{
"uri": "/2014/05/21/sallie-mae-ordered-to-repay-97m/",
"title": "Sallie Mae Ordered to Repay $97M",
"summary": "Sallie Mae, the largest servicer of federal and private student loans, was ordered to pay $96.6 million in restitution and penalties for violating the legal rights of U.S. service members, according to the Justice Department.",
"byline": "Tonya Knudesn",
"kicker": "",
"tags": [],
"prettyDate": "May 21, 2014",
"wordcount": "172",
"timeToRead": "1 minute",
"readtime": "1",
"authors": [
{
"webUrl": "/author/profile/tonya-knudesn/",
"name": "Tonya Knudesn"
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},
{
"uri": "/2014/05/21/ncua-approves-53-mergers-in-first-quarter/",
"title": "NCUA Approves 53 Mergers in First Quarter",
"summary": "The NCUA approved 53 credit union mergers in the first quarter of 2014, down from the 71 approved consolidations during last year's first quarter and 62 at the end of the 2012 first quarter.",
"byline": "Peter Westerman",
"kicker": "",
"tags": [],
"prettyDate": "May 21, 2014",
"wordcount": "285",
"timeToRead": "2 minute",
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"authors": [
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"webUrl": "/author/profile/peter-westerman/",
"name": "Peter Westerman"
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},
{
"uri": "/2014/05/16/ubit-work-yields-more-than-refunds-19-years-later/",
"title": "UBIT Work Yields More Than Refunds – 19 Years Later",
"summary": "The Internal Revenue Service's recent publication on UBITs represents far more than tax refunds to credit unions.",
"byline": "Larry Blanchard",
"kicker": "",
"tags": [],
"prettyDate": "May 16, 2014",
"wordcount": "681",
"timeToRead": "4 minute",
"readtime": "4",
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