Credit Union Times Magazine March 20, 2013
A White House petition written by Callahan & Associates Chairman Chip Filson asks President Obama to select NCUA board members who “understand the shared economic value for people and communities created by the cooperative model.”
Credit union core systems are old, truly antique in computer terms, but they also seem to be immortal in most institutions.
More dealership alliances, better marketing, lower rates or a combination of all three?
As the sequestration budget cuts enter their third week, it still remains to be seen how wide of an impact they will have on federal employees, their spending habits and whether they’ll put off taking on any new debt.
More closely analyzing transaction data to better understand member behavior continued to make inroads with credit unions as another large credit union payment organization announced a new data analysis tool.
PHOENIX — Too many fees, too little trust. That’s how a large segment of consumers see traditional financial institutions, said Lewis Goodwin, CEO of Provo, Utah’s Green Dot Bank, a subsidiary of Green Dot, the prepaid card company.
Front Page News
As the baby boomer generation begins to retire, women necessarily will play a crucial role in filling the open spaces. Our latest Women to Watch honoree, Wanda Chambers (see article, page 6), stated that “innovation is born from necessity,” and so goes the case for the promotion of female executives.
While you can’t predict the future, Wanda Chambers, senior vice president of payment services at Suncoast Schools Federal Credit Union, believes in being prepared for it.
Although I never actually checked, my guess is that the great majority of lawsuits that are filed seeking money damages never go to trial. Instead, they are settled between the parties out of court.
This past Sunday, we watched the news talk shows featuring various governmental leaders from both sides of the aisle explain their positions on sequestration and its implications for the U.S economy. Despite the rhetoric and general mediocrity of the talking heads from Washington, D.C, I am very positive about this...
I am an architect of core processing systems. There are other things I do. of course. I have been a manager, a negotiator, an educator, a salesman, and when put all together, an entrepreneur. But who I am, and what gives me satisfaction is being the developer of systems that...
Millions of consumers have made the switch from banks to credit unions since Bank Transfer Day in 2011. This is good news but places pressure on the credit union industry to meet the needs of both existing members and those migrating from banks.
Letters to the editor
Some wise person once wrote, “If we always do what we have always done, we will always get what we always got.”
As far as Jay Magulski and Mark Hudzik are concerned, growth isn’t something you turn over to the marketing or corporate development department and figure the job is done.
When it comes to underwriting consumer loans, some community development credit unions have found success by looking at other factors besides credit scores.
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