Time to beg for a raise.

The price of being a homeowner touched a nine-year high in the first quarter, with borrowers in some parts of the U.S. spending half their income on mortgages, according to a report released Thursday by Zillow.

The combination of rising home values and interest rates, and incomes that haven’t kept pace, pushed the cost of covering mortgage payments to 17.1% of the median income in the first quarter. That’s up from 15.9% in the previous three months and the highest since the second quarter of 2009.

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