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The United States was dealt some billion-dollar blows in 2012, what with tornadoes, hurricanes, and, of course, Superstorm Sandy. Businesses, including credit unions and other financial institutions, were not exempt from the fallout. And for those with no disaster recovery plan in place, the downtime was particularly devastating: Aberdeen Group estimates that just an hour of downtime can translate to $74,000 lost for some small to mid-sized business.

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