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SAN DIEGO, Calif. — The Army and Air Force Exchange Service partnership with JPMorgan Chase to offer a co-branded MasterCard was driven by military budget shortfalls, said Michael A. Bilbrey, senior accounting officer in the Pentagon’s financial management office. Bilbrey addressed an audience of about 50 Defense Credit Union Summit attendees this morning, presented as part of NAFCU’s 41st Annual Conference and Exhibition.

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