Winston-Salem, N.C. — Members of Truliant Federal Credit Union here have already voted on how they plan to spend those tax refund and surplus checks soon to arrive from the government, and going on a shopping spree isn’t an option.

Truliant FCU conducted a survey and found that 59.3% will use any money to pay down debt, 35% said they’d save it, and 25% said they’d pay living expenses. Only 9.4% said they would use the cash for travel and 9.3% promised to go shopping while another 8.4% would invest it. Truliant said more than 700 members participated in the survey, of which 69% plan to receive a refund, 14% will not receive a refund and 16% aren’t sure.

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