Lending

• Small Business Credit Shows Improvement: Experian

  By Michelle A. Samaad  |  May 21, 2013

  Much of the first-quarter improvement was fueled by lower delinquency rates and stronger consumer spending.

• CU Auto Lending May Bring IRR Gods’ Wrath

  By Michelle A. Samaad  |  May 20, 2013

  That two-door hatchback with the spiffy, cushy interior bought back in 2003 may be on its last wheels.

• CU Student Loans May Dodge Asset Bubble, Delinquency Rates

  By Heather Anderson  |  May 20, 2013

  From the Wall Street Journal to the activist blog Zero Hedge, economists and pundits have been actively debating this year whether or not a student loan asset bubble exists and if so, when it might pop.

• NACUSO Urges NCUA Caution on MBL Programs, Personal Guarantees

  By Michelle A. Samaad  |  May 17, 2013

  CUSO association expresses concerns about regulatory targeting hindering solid business lending programs.

• cuStudentLoans Joins With joinStampede

  By Candice Reed  |  May 17, 2013

  Student debt consolidation offer begins on May 31, claims lower rates through collective action.

• Two Payday Lending Credit Unions Emphasize CUSO Role

  By David Morrison  |  May 17, 2013

  Two of the nine credit unions hit in NCLC letter respond; NCUA says it'll look into the complaint.

• NCLC Charges Nine FCUs Still Offering Payday Loans

  By David Morrison  |  May 17, 2013

  Consumer advocates say most credit unions cited in 2010 have abandoned the practice.

• Alabama Telco CU’s Business Services Revamp Continues to Pay Off

  By Michelle A. Samaad  |  May 17, 2013

  Birmingham credit union adds more than $9.9 million in deposits and $9.6 million in business loans since March 2012.

• Filene Report Reveals How to Predict Member’s Choice of Auto Lender

  By Michelle A. Samaad  |  May 16, 2013

  Interest rates may not be as important as response to potential borrower. (Check out the graphic at the bottom!)

• SECU Has Over $1 Billion in First-Time Home Loans

  By David Morrison  |  May 15, 2013

  Second-largest credit union hits new mark in first-time home buyer loans.