Nearly 77% of small business owners surveyed say they've never applied for a business or personal loan. Most say they don't want the debt burden.
Credit unions pump up loan balances by promoting credit card balance transfer offers.
Growth comes mainly from smaller loans banks don't want to consider.
The California-based firm also faces enforcement and civil actions in 13 other states.
Delinquencies at all-time low representing less than 1% of total outstanding balances.
CUSO cites fewer repossessions in its decision to discontinue division.
Billionaire fashion designer Tory Burch includes Self-Help Credit Union in her micro-lending program that empowers female entrepreneurs.
Learn how credit unions are responding to dire predictions about a potential student loan asset bubble.
Women spend an average of 53% of their incomes on student loans. Men pay 39%.
Student loans establish long-term relationships with young consumers.