Tom Glatt Jr.

• MBL Hike Dissidents Speak Up

  By Heather Anderson  |  July 30, 2012

  Members of the so-called “silent majority” of credit unions that oppose S. 2231, the bill that would increase the member business lending cap for credit unions, spoke out as banking lobbyists pressed the issue to lawmakers.

• MBL Opponents Within Industry Speak Up: Print Preview

  By Heather Anderson  |  July 26, 2012

  Credit union "silent majority" cited by bank lobby speak up against MBL cap hike. In-depth look in this article from next week's print edition.

• Why Your Board Doesn’t Need to Look Just Like Your Members

  By Tom Glatt Jr.  |  June 19, 2012

  A common thread weaving its way through credit union governance discussions of late is the suggestion that a board must look like its membership. This is a false assumption that has caused many boards a great deal of anxiety not to mention pursuit of a misguided end.

• Industry Survival: Cleansing Debate Heats Up

  By Jim Rubenstein  |  June 18, 2012

  The so-called cleansing theory – that there are too many underperforming or heavily capitalized small or midsize credit unions that need to be merged by larger brethren – is coming in for fresh debate this summer.

• 5 Views on Rules and Regs, And a Bit of Guidance

  By Marc Rapport  |  May 29, 2012

  Five columns on the broad topic of rules and regulations and the agencies and credit unions that enforce and (at least try) to obey them.

• 5 Views on Rules and Regs, And a Bit of Advice

  By Marc Rapport  |  May 29, 2012

  Five columns on the broad topic of rules and regulations and the agencies and credit unions that enforce and (at least try) to obey them.

• CAMEL Disclosures Would Cause More Panic Among Managers Than Public

  By Tom Glatt Jr.  |  April 13, 2012

  Openness at Fed about stress tests sets good example for same from NCUA, consultant Glatt argues.

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  Business Lending Losses Bring Down Telesis

  By Michelle A. Samaad  |  April 1, 2012

  Since at least 2010, Telesis Community Credit Union’s member business loan program has been in a downward spiral.

• Telesis May Have Been Unprepared for Niche Market Fluctuations

  By Michelle A. Samaad  |  March 26, 2012

  With a heavy concentration in member business loans, Telesis Community Credit Union may not have been prepared for fluctuations in that market.

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  Failed Mergers Caused by Multiple Factors

  By Jim Rubenstein  |  February 12, 2012

  The postmortem on last month’s two failed merger attempts that were victims of member opposition hits on three ingredients: poor communications, a rushed timetable and lack of enough advance explanation to constituents and the public.