Despite all the risk-weighting, the NCUA can require whatever it wants of your credit union's capital.
Despite risk-weighting and 7% leverage ratio, the NCUA can require whatever it wants of your credit union’s capital.
Consultant says proposed rule weights concentrations too much, and puts too little weight on product type.
Identifying internal fraud risks became a hot topic in 2013 as groups presented webinars and articles on the topic.
Identifying internal fraud risks became a hot topic in 2013 as groups presented webinars and published articles on the topic.
Glatt Consulting Industry HealthScore cites flagging asset and membership growth, lower earnings, efficiencies.
Although the NCUA recently announced it is developing new exam procedures to improve the identification of fraud risk indicators, especially at small institutions, experts agree fighting fraud requires a team effort that includes active boards, strong supervisory committees and stiff internal controls.
Experts cite low delinquency rates, loan and non-interest income revenue growth.
Opinions sometimes differed, but experts told Credit Union Times they agreed that despite continuing challenges posed by regulators and the economy, America’s credit union movement has an excellent prognosis.
Consultant Tom Glatt Jr. notes drop off in his quarterly review of industry metrics.