SBA office of Advocacy

Women Shun Business Loan Applications

By Michelle A. Samaad | May 15, 2013

At a time when some credit unions are looking for ways to boost their loan portfolios, they may want to consider giving more consideration to two groups that fear seeking out financing for their business start-ups or expansions.
Women, Minority-Owned Businesses More Likely to Rely on Own Funds: SBA

By Michelle A. Samaad | April 24, 2013

New report finds they're also less likely to seek credit, fearing denial.
Immigrants Have Higher Business Ownership: SBA

By Michelle A. Samaad | June 1, 2012

Roughly one out of 10 immigrant workers are business owners with most turning to personal or family savings for startup capital.
Small Firms That Don't Use Credit More Profitable, Study Finds

By Michelle A. Samaad | July 15, 2010

More profitable, more liquid and having better credit quality are a few of the traits of smaller businesses that do not use credit, a SBA Office of Advocacy study revealed.