Sageworks study reveals what catches regulated financial institution examiners' eyes the most.
Consistent sourcing and a qualitative scoring matrix are two ways to manage ALLL adjustments.
Final guidance on the FASB's CECL model is expected to be released this year; credit unions should begin to plan for the transition.
Financial information company opens biennial bank and credit union survey that covers the NCUA, FDIC, Fed and OCC.
A sound MBL strategy will ensure long-term success in managing risks.
Nearly 77% of small business owners surveyed say they've never applied for a business or personal loan. Most say they don't want the debt burden.
While 67% of respondents predicted a 2014 increase in business lending, nearly half said credit availability is unchanged.
Rate at less than 1% so far this year after two years of 7% growth, analytics firm says.
The Raleigh, N.C.-based firm said as of April, its database included more than one million aggregated private company financial statements.
A survey of 300 accountants who work with businesses found it less likely that businesses will add new employees over the next year.