Adding commercial real estate loans to credit union books requires legal counsel.
Despite risk-weighting and 7% leverage ratio, the NCUA can require whatever it wants of your credit union’s capital.
A new minimum 10.5% risk-based capital ratio would be required of federally insured CUs with more than $50M in assets.
The NCUA's proposed new capital standards for credit unions over $50M raises capital requirements and requires risk-weighting 10 asset classes.
Investments in CUSOs and mortgage servicing assets would be risk-weighted 200% if proposed rule is finalized as written.
ALEXANDRIA, Va. – The rule proposed by the NCUA Board Thursday would weight assets in real estate, MBLs and delinquencies.
Big Texas credit union re-brands branches bought from local bank in Houston area.
Lenders need to be prepared for continual and often rapid shifts in the economy.
Credit unions should train employees to look for triggers that would require disclosures and terms mandated by the Home Ownership and Equity Protection Act, said presenters Oct. 16 during a CUNA Mutual webinar.
CUNA Mutual webinar outlines disclosures and terms required by regulators.