Opinion Survey

• Fed Survey Shows No Change in Small Biz Lending Demand or Bank Underwriting

  By Heather Anderson  |  August 6, 2012

  Some banks easing underwriting standards for large firms but small business requirements remain the same.

• Turned-Away Small Businesses Sought Out CUs

  By Michelle A. Samaad  |  December 22, 2010

  As small business owners looked to their bankers for relief, some got the cold shoulder to requests for lines of credit increases and loan modifications.

• Banks Ease Commercial Lending Standards for Some

  By Michelle A. Samaad  |  August 16, 2010

  For the first time since 2006, banks have reported easing their lending standards on commercial and industrial loans to small businesses.

• Banks Ease Commercial Lending Criteria

  May 26, 2010

  According to a recent Federal Reserve Board survey, those banks that have started easing their commercial lending standards have done so in response to increased competition from other banks and nonbank sources.

• Increased Competition Force Banks to Ease Lending Standards

  By Michelle A. Samaad  |  May 7, 2010

  Those banks that have started easing their commercial lending standards have done so in response to increased competition from other banks and nonbank sources, according to a recent Federal Reserve Board survey.

• Fed Survey Suggests Banks Still Not Lending to Card Holders

  By David Morrison  |  May 6, 2010

  A recent survey of bank loan officers conducted by the Federal Reserve suggests that credit unions are still likely to find themselves the only lenders to even some of their most credit worthy members.