office of Examination and Insurance

• NCUA Shares Examiner TDR Guidance

  April 10, 2013

  The NCUA released last week a Supervisory Letter to examiners that reveals how the field staffers will evaluate credit union compliance with recent changes in troubled debt restructuring loan rules.

• NCUA Shares Examiner TDR Guidance

  By Heather Anderson  |  April 3, 2013

  Supervisory letter says risk-based approach should be taken to examining troubled debt management at credit unions.

• 2013 Exam Issues Topic of March 27 NCUA Webinar

  By Marc Rapport  |  March 13, 2013

  Session on how examiners will evaluate ability to manage operational, interest rate, liquidity and balance sheet risk.

• Joy Lee Named NCUA Ombudsman

  By Heather Anderson  |  February 11, 2013

  Agency also elevates position to direct report to NCUA Board.

• Credit Unions Evade Most New Mortgage Rules

  By Heather Anderson  |  January 30, 2013

  The Consumer Financial Protection Bureau released final mortgage rules that restrict loan originator compensation methods and increase the level of service loan servicers must provide to borrowers. However, due to the way credit unions already do business, trade associations say neither rule will have a major impact on the industry.

• NCUA Confirms Nearly All Credit Unions Qualify for CFPB’s Servicing Exemption

  By Heather Anderson  |  January 18, 2013

  CFPB final mortgage servicing rule hits slightly more than 200 of 6,900 federally insured credit unions.

• State CAMEL Override Approved

  By Heather Anderson  |  January 16, 2013

  ALEXANDRIA, Va. — The NCUA approved a controversial final rule during its Jan. 10 board meeting that would allow the federal regulator to declare a state-regulated, federally insured credit union to be in “troubled condition”.

• Regulation, Communication, Trust and Ethics Linked

  By Stuart R. Levine  |  January 16, 2013

  The full effect of the Dodd–Frank Wall Street Reform and Consumer Protection Act is still to be felt in the financial sector. Dodd-Frank creates an environment of increased scrutiny and heightened sensitivity by regulators and consumers.

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  Regulation, Communication, Trust and Ethics All Linked

  By Stuart R. Levine  |  January 7, 2013

  Credit unions pose diverse regulatory challenge, but some things apply to all sizes.

• NCUA Tells CU Times Webinar That Liquidity, CUSOs, Loan Participation Rules A Year Out

  By Heather Anderson  |  December 5, 2012

  Credit unions awaiting NCUA final rules on emergency liquidity, CUSOs and loan participations can breathe easy until late 2013.