office of Advocacy

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  To the Ramparts on Tax Exemption

  By Fred R. Becker Jr  |  December 19, 2012

  Let there be no doubt that credit unions’ federal tax exemption is something our industry is going to have to fight for in order to keep.

• Senate Confirms Obama’s SBA Chief Counsel Nominee

  By Michelle A. Samaad  |  November 21, 2011

  Winslow Sargeant was confirmed as chief counsel for the SBA’s Office of Advocacy by the Senate on Monday.

• SBA Sees Drop in Lending

  By Michelle A. Samaad  |  October 24, 2011

  The sweet spots nestled in some credit union business lending portfolios may be turning sour.

• SBA Loans Under $1 Million on the Decline

  By Michelle A. Samaad  |  October 14, 2011

  Report author says small business lending continues to be slow, impacting pace of economic recovery.

• SBA: CUs Pick Up Lending Slack

  By Michelle A. Samaad  |  September 25, 2011

  Over the past 24 years, when banks were pulling back on lending to businesses, it appears credit unions were quietly and consistently stepping in to fill the void.

• SBA Report Shows How CUs Filled in for Bank Lending Gap

  By Michelle A. Samaad  |  September 15, 2011

  Between 1986 and 2010, credit unions may have provided extra business loans in response to a reduction in activity from banks.

• SBA: Small Business Lending Continues to Drop

  By Michelle A. Samaad  |  June 10, 2011

  Micro business loans under $100,000 were down 2.9% during the first quarter, according to the U.S. Small Business Administration.

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  Fresh Start Attainable for Bankrupt Small Businesses

  By Michelle A. Samaad  |  April 20, 2011

  Comparing small businesses that have previously filed for bankruptcy to those that have not gone down that road, some firms are no more burdened than others by poor cash flow, high health insurance costs or excessive taxes.

• President Repeals Small Business Filing Rule

  By Michelle A. Samaad  |  April 15, 2011

  President Obama has signed the repeal of a Form 1099 reporting rule that the SBA said would be costly to small businesses.

• SBA: Bankruptcy Filing Not a Death Knell for Small Businesses

  By Michelle Samaad  |  April 6, 2011

  Some small businesses that have previously filed for bankruptcy are no more burdened than other small firms by poor cash flow, high health insurance costs, or excessive taxes.