Credit unions often sabotage their noninterest income potential by undercutting the market or ignoring outside business models.
Credit union opposition to the CFPB hasn't been as strong as one would think.
If credit unions didn't cause the financial crisis, why can't they get a blanket exemption from CFPB regs?
Research shows NSF, courtesy pay and overdraft fees provide 40% of credit union fee income.
Proposed and potential rules from the NCUA, CFPB and others are front and center in credit union strategic planning.
The $29.5B cooperative opts to reward members through lower fees and fee forgiveness.
At the CFPB, a checking account is a right, not a privilege.
CUNA Mutual, the NCUA and trades respond to the CFPB's announcement it will review checking account screening procedures.
Corporate America signs with CUSO Advanced Fraud Solutions.
As if credit unions didn't have enough regulatory burden already, the CFPB threw another iron into the fire when it hosted an Oct. 8 forum on checking account accessibility.