National Federation of CDCUs

  • Editor’s Column: Let’s Silence the Violins on Small CUs

    Credit union executives are tired and frustrated with the economic situation and recall the good old days of a decade ago when a 1% ROA was practically a given. NCUA examiners are tired and frustrated with the same things. These situations can lead people to speak without thinking or at...

  • Let’s Silence the Violins for Small CUs

    One of the more irksome things I hear in the credit union community is to save the small credit unions. Why? Just because they’re small?

  • Letter: Transfer Day Presents Enormous Opportunity

    Amid the general excitement about Bank Transfer Day, some commentators have urged caution upon credit unions. They have pointed out that small-dollar, single-product new members may not be profitable; that a large influx of deposits may dilute net worth ratios; and that promises that “we’ll never charge you fees” may...

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