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By Michelle A. Samaad |
June 6, 2011
High balance and rewards checking are just a few of the accounts that credit unions and banks are seeing increase in use.
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By Michelle A. Samaad |
April 1, 2011
A new deposit insurance fee calculation this year may push bank retail deposits even higher, one research firm predicted.
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By Michelle A. Samaad |
March 8, 2011
If history is any indication, the increase in rates on long-term certificates of deposit could mean higher inflation is around the corner.
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By Michelle A. Samaad |
February 28, 2011
Research firm Market Rates Insight found that in the fourth quarter of 2010, banking consumers kept placing their money in FDIC-insured deposits despite declining interest rates.
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By Michelle A. Samaad |
January 27, 2011
A decrease in the premiums on deposits at credit unions and banks in 2010 may have indicated a lesser amount of new capital was needed to fund loans.
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December 1, 2010
That meeting between the rate of a liquid account and of a term deposit called the liquidation point may be one of the reasons more money tends to flow out of CDs into money market accounts.
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By Michelle A. Samaad |
November 16, 2010
More money tends to flow out of CDs into money market accounts if the liquidation point, that meeting between the rate of a liquid account and of a term deposit, is high.
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By Michelle A. Samaad |
October 26, 2010
It appears that when personal tax as a percentage of personal income goes down, deposit balances go up and vice versa, according to Market Rates Insight.
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By Michelle A. Samaad |
October 20, 2010
New research from Market Rates Insight showed that banks and credit unions may be offering consumers and members the reverse of what they are demanding with CDs.
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By Michelle A. Samaad |
October 11, 2010
Consumers used nearly 80% of their $29 billion in maturing CDs to pay down credit card balances in the first half of 2010.