SAN FRANCISCO – NCUA official Larry Fazio engages CUNA leaders in a discussion on risk-based capital and takes audience questions.
Comparing estimates on the cost of the risk-based capital rule is like comparing apples to eggplants.
Some asset classes in the NCUA's risk-based capital proposal, like consumer loans, have better risk weights than Basel III.
Three asset classes in the NCUA's risk-based capital proposal are better than the banks' Basel requirements.
Every day, six days a week, a credit union closes and never re-opens. That has been going on for many years. More than 3% of credit unions have annually closed for the past decade. By 2025, the United States will have around 4,500 credit unions.
Do the math. Look to your right. Look to your left. One in three credit unions will vanish by 2025. Find out more in this week's preview from next week's print edition.
Financial trends show that parity between loan and deposit growth is slowing returning to credit unions, according to CUNA.
Industry economists agree that if the U.S. plunges off the fiscal cliff Dec. 31, credit unions probably won’t see any ill effects right away. However, even if a so-called grand bargain is reached between Democrats and Republicans, credit unions could see the loan growth momentum gained this year grind to...
Lending, liquidity and tax exemption are three areas where the search for the Grand Bargain could impact credit unions.
SNL Financial tracking firm says total loans were $27.48 billion then, $41.64 billion in second quarter 2012.