Michael E. Fryzel

  • Much Work Remains to Be Done for Underserved

    The recently released report on unbanked and underbanked households by the Federal Deposit Insurance Corporation should be yet another wake-up call for financial institutions across this country and especially credit unions.

  • Letter: Derivative Transactions May Be Helpful to CUs

    Recently, I was introduced to a financial concept that I call interestrateriskderivativeswapcap. The word may not flow as easily, but it does have an interesting sound to it and combines, for the most part, much of what needs to be looked at when proposed as a risk-management option for credit...

  • NCUA Welcomes Your Input On Proposed Rule

    One of the things I remember growing up was the monthly newsletter my parents would receive from our congressman, the late Edward J. Derwinski. He would end each correspondence with the saying, “Remember, no one wielded a scepter more powerful than a person who picks up a pencil to write...

  • Letter: 'Bank’ Ad Ban: Are You Serious

    The recent decision by the State of Vermont Department of Financial Regulation ordering the Vermont State Employees Credit Union to stop using words such as “bank” and “banking” in its marketing, communications and advertising begs the question, are you really serious?

  • Letter to the Editor: The Trades’ Dream Regulator a Minimalist

    I read, with great interest, the Editor’s Column on the recently introduced legislation pertaining to the oversight review of financial regulators [CU Times, Feb. 8]. It is no surprise that the two major credit union trade organizations have jumped on the bandwagon of those supporting HR 3461, the Financial Institution...

  • Letter: Fryzel Wants to See the Loans

    The recent public exchange between the Wisconsin Bankers Association and the Wisconsin Credit Union League over member business lending sounds a lot like what has been going on in our nation’s capital for months. A stalemate between two parties who argue they can do it better, yet no one gets...

  • Fryzel: NCUA Seeks to Improve Regulatory Environment

    At the recent NAFCU Congressional Caucus, Chairman Debbie Matz expressed a plan for regulatory improvement by NCUA. She addressed possible changes in certain regulations and a desire for a more open and transparent process that will allow for the credit union industry to know well in advance what rules are...

  • Letter: Fryzel Offers Lobbying Tips

    The viewpoint expressed by Claude R. Marx in the Sept. 21 issue [Marx on Capitol: “Need More Moneyball, People Power”] makes some strong points as to how credit unions might achieve their longtime goal of raising the member business lending cap.

  • Commissioner Fryzel's Agenda: Cubbies in the Series, So Long Yankees and $1 Buds in the Stands

    Each one of us, during the course of our lifetime, has wished we would have taken a different career path and been what we really wanted to be.

  • NAFCU's 43rd Annual Conference & Exhibition

    The NAFCU sponsored conference will place heavy emphasis on both the problems and the opportunities that present themselves to American credit unions.

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