life insurance

• Affordable Care Act May Give Credit Unions an Edge

  By Michelle A. Samaad  |  May 15, 2013

  Depending on who’s offering an opinion, the Patient Protection and Affordable Care Act, commonly referred to as Obamacare by critics, is poised to either dismantle insurance coverage as we know it or will finally offer services to those who just don’t earn enough to pay for medical services.

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  In Memoriam: Doc Heins Dies at Age 85

  By Marc Rapport  |  May 6, 2013

  Former CUNA Mutual President/CEO Richard "Doc" Heins has died at age 85 in Madison, Wis. His funeral is scheduled for Thursday.

• CASD SERPs–Worth a Close Look

  By Steven Eimert  |  May 1, 2013

  Murphy’s law says that anything that can go wrong, will. Recently, some have applied Murphy’s law to what’s known as a collateral assignment split dollar supplemental retirement plan. Having helped credit unions nationwide establish CASD SERPs, I think the recent critiques are extreme and misleading and that a more balanced...

• Retirement Industry Looks Askance at $3 Million IRA Cap in Obama Budget

  By Arthur D. Postal  |  April 10, 2013

  Limit in deficit-cutting plan released Wednesday by White House.

• Billionaires Club: High Employee-to-Member Ratio Pays Off for Hanscom FCU

  By Eileen Courter  |  April 10, 2013

  Wall Street generally applauds the idea of shedding employees, and credit unions often worry when their employee-to-member ratio climbs.

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  Driving Profits Without Sacrificing Member Loyalty

  March 8, 2013

  We consistently hear from our credit union partners that they continue to focus on ways to differentiate themselves in a commoditized market. This is a challenge.

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  Feed Those Zombie Brains

  February 20, 2013

  I’m a huge fan of “The Walking Dead.” I loved the comic series, and I’m pretty much addicted to the AMC television series it produced. “The Walking Dead” will soon wrap up its third season, and we’ve seen our cast of characters go through quite a lot. At times, they...

• Commercial, Multi-Family Mortgages Totaling $119 Billion to Mature in 2013

  By Michelle A. Samaad  |  February 4, 2013

  Mortgage Bankers Association says that's 8% of outstanding balance nationally.

• Less Than Half of Small Businesses Offer Employee Benefits

  By Warren S. Hersch  |  January 30, 2013

  Lowest level in two decades of research, LIMRA says.

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  Ever-Rising Benefits Costs Are Tough to Manage

  By Peter Strozniak  |  January 30, 2013

  Credit unions compete to recruit and retain quality employees by offering a wide range of benefits. But could that competitive edge be in jeopardy because of rapidly rising costs?