Lauren Calhoun

• New Mortgage Rules Make Documentation Biggest Challenge

  By Heather Anderson  |  January 23, 2013

  Because credit unions already generally abide by new final qualified mortgage and ability-to-repay rules released Jan. 10 by the Consumer Financial Protection Bureau, the most difficult compliance burden will be to document the process, said John Bundy, compliance manager for CUNA Mutual.

• Discovery Conference: Embrace Change, but Retain Core Values

  By Michelle A. Samaad, Heather Anderson  |  October 14, 2012

  The decline and demise of well-known retailers such as Blockbuster, Kodak and free-standing bookstores offers proof of just how rapidly industries are shifting to keep up with consumers’ needs and wants.

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  CFPB Rules Dominate Compliance Resources in 2013: Online Discovery Conference

  By Heather Anderson  |  October 10, 2012

  Agency issued 3,365 pages of proposed rules in six weeks this summer, CUNA Mutual Group compliance expert tells virtual confab.

• CFPB Unveils Mortgage Reg Changes

  By Heather Anderson  |  July 16, 2012

  Combined mortgage disclosures, a new definition of APR, and an expansion of mortgage loans that qualify for Home Ownership and Equity Protection Act coverage were among major changes the Consumer Financial Protection Bureau proposed July 9 when it released two proposed rules.

• Proposed CFPB Mortgage Regs Include Change to APR Calculation

  By Heather Anderson  |  July 11, 2012

  Along with new mortgage disclosures, agency also aims to redefine APR in the 1,000-some pages of proposed new regulations released this week.

• 5 Views on Rules and Regs, And a Bit of Guidance

  By Marc Rapport  |  May 29, 2012

  Five columns on the broad topic of rules and regulations and the agencies and credit unions that enforce and (at least try) to obey them.

• 5 Views on Rules and Regs, And a Bit of Advice

  By Marc Rapport  |  May 29, 2012

  Five columns on the broad topic of rules and regulations and the agencies and credit unions that enforce and (at least try) to obey them.

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  Guest Opinion: CFPB’s ‘Public’ Regulatory Philosophy

  By Lauren Calhoun  |  May 14, 2012

  With a long to-do list and a director in place, the folks at the Consumer Financial Protection Bureau are off and running. Interestingly, they are off and running on a different path than traditional federal agencies.

• Top 4 Credit Union Concerns About CFPB

  By Heather Anderson  |  April 30, 2012

  Remittances, overdraft rules and two more reasons to be concerned. This list is from the May 2 print edition of Credit Union Times.

• Top 4 Credit Union Concerns About CFPB

  By Heather Anderson  |  April 30, 2012

  Remittances, overdraft rules and two more reasons to be concerned. This list is from the May 2 print edition of Credit Union Times.