Rates down slightly from last year at this time overall, says newest GoBankingRates.com survey.
Analysts are predicting slow sales this holiday season, but credit unions say they are ready, willing and able to help members on Black Friday and beyond.
Yield on CU Thrive dwarfs national average.
Credit unions are trumping banks when it comes to average certificate rates, according to a new GoBankingRates.com study. Rates on $10,000 certificates are 44% higher at credit unions than at banks, said the Los Angeles-based personal banking website.
Rates on CDs of $10,000 are 44% higher at credit unions than at banks, according to GoBankingRates.com.
Members in Alaska, Michigan and Oregon may have an edge over others when it comes to shopping for a vehicle.
Two credit unions had the lowest rates in the country.
Survey provides data about income, age and location.
Air Force FCU was at the top of the list, followed in order by USAA Bank, PenFed, Navy Federal and Armed Forces Bank.
Credit unions offer better savings rates than community banks, according to GoBankingRates.com.