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Legislation that would delay flood insurance rate hikes unlikely to pass in the House as written.
Failure to pass the bill could mean skyrocketing premiums that could drop home values, NAFCU's Brad Thaler says.
R Street Institute pundit says NFIP reforms were too modest.
Parliamentary maneuvering continues on the bill.
House hearing brings out opposing viewpoints over rates said to jump as high as 3,000%.
Measures would delay increases by perhaps four years if they gain passage.
Federal banking regulators, including the NCUA, are proposing a rule aimed at encouraging flood insurance customers to buy private flood insurance. The rule is mandated by the Biggert-Waters Act of 2012.
State would join Florida, Mississippi in effort to turn back new rates from National Flood Insurance Program.