financial product

  • CFSI Study Sees CU Opportunities in the Underserved

    A new report from the Center for Financial Services Innovation suggests that products and services marketed to unbanked and underbanked consumers could represent a huge and growing market for the nation’s credit unions.

  • Affinity Card Reward Help Credit Unions Stand Out

    Even though affinity card issuing may have a become a more difficult regulatory and economic challenge, some credit unions have begun to find payments success by launching affinity card rewards programs, credit union card executives report.

  • Resolutions For 2012

    The year 2011 was one of growth and change for credit unions. Many CUs announced positive news, such as asset growth, improved loan performance and large bonus dividend payouts. The Bank Transfer Day movement increased membership numbers for CUs, and many CU newcomers are in their 20s and 30s. As...

  • Obama Doubles Down With Cordray and CFPB

    President Obama circumvented Senate Republicans and made a recess appointment of Richard Cordray to run the Consumer Financial Protection Bureau. In making the appointment he explained that we “shouldn’t be weakening oversight and accountability, we should be strengthening it–especially when it comes to looking out for families."

  • Royal Credit Union Buys Bank’s Mortgage Servicing

    The 135,000-member Royal Credit Union has purchased the mortgage servicing rights to $600 million in mortgage loans from a local bank that the FDIC subsequently took over and sold to another bank.

  • Royal CU Buys Mortgage Servicing Rights From Failed Bank

    Wisconsin CU assumes 4,200 mortgages worth $600 million as FDIC moves to shut down Minnesota-based The RiverBank.

  • Reverse Mortgages Facing Reversed Tide?

    Should CUs join a retreat from reverse mortgages or continue offering the loans aimed at seniors?

  • Reverse Mortgages Falling From Favor: Print Preview

    This article will be among the news, features, analysis and insight filling the pages of the next print edition of Credit Union Times.

  • How to Make That Digital Connection With Today’s Consumer

    Consumers have a new tool in their tool belt today: the mouse. Today’s consumers are using the Internet to find information, obtain advice and buy products at an increasing pace. Though face-to-face customer interaction and phone calls are not going away, they’re no longer enough. To stay relevant to your...

  • Making a Digital Connection With Today’s Consumer

    Consumers have a new tool in their tool belt today: the mouse. Today’s consumers are using the Internet to find information, obtain advice and buy products at an increasing pace.

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