Federal Trade Commission

• CUDL Offers CUs New Credit Score Disclosure Tool

  By Joyce Moed  |  January 26, 2011

  New risk-based pricing provisions of the Federal Trade Commission's Fair and Accurate Credit Transactions Act, or FACTA, require creditors to make available the reasons for customers' credit terms based on their individual credit scores.

• FTC Red Flags Rule on Identity Theft Takes Effect

  January 26, 2011

  The Federal Trade Commission's Red Flags Rule is now in place.

• New Red Flags Law Has Indirect but Real Meaning to CUs

  By Guest Blogger  |  January 21, 2011

  Guest blogger Thomas Oscherwitz is vice president of government affairs and chief privacy officer at San Diego-based ID Analytics Inc., a leader in consumer risk management.

• CUDL Rolls Out Disclosure Tool

  By Joyce Moed  |  January 11, 2011

  In light of the new risk-based pricing provisions of the Federal Trade Commission's Fair and Accurate Credit Transactions Act, CUDL has developed a way to help credit unions that are looking to provide auto dealers with credit score disclosure notices.

• Red Flags Compliance on Resolution List?

  By Marc Rapport  |  December 28, 2010

  Here's a New Year's resolution to consider: Ensure compliance with the "Red Flags Rule" the Federal Trade Commission is set to begin enforcing on Friday, Dec. 31.

• CUs Balk at Ad Rules

  December 8, 2010

  State-chartered credit unions already have a myriad of federal and state advertising regulations to comply with and therefore shouldn't have to comply with proposed Federal Trade Commission rules aimed at nonbank institutions.

• Group Issues Identity Theft Reminders to FIs

  November 3, 2010

  Fraudsters phishing for victims keep changing their tactics, and consumers and the financial institutions that serve them need to remain vigilant, according to the Identity Theft Assistance Center in Washington, D.C.

• ITAC Issues Phishing Reminder

  By Marc Rapport  |  October 22, 2010

  Phishing attacks change constantly and consumers and their financial institutions need to remain vigilant, according to the Identity Theft Assistance Center.

• Act Locally: Protect Your Identity Week Begins Across U.S.

  By Marc Rapport  |  October 18, 2010

  It's Protect Your Identity Week all across the land, with more than 175 local events planned, including educational workshops, credit report checks, cell phone recycling and free document shredding.

• FTC Study Finds Electronic ATM Alarms Likely No Real Help

  By David Morrison  |  September 20, 2010

  A study from the Federal Trade Commission has found insufficient evidence that installing electronic alarm systems at ATMs would do much to prevent or deter crime at the cash machines.