Despite challenges, this report from the Filene Research Report, offered exclusively for CU Times readers, argues credit unions need to be in housing finance.
Regional price variances, low inventory and too many homeowners still underwater mean higher prices aren't resulting in big loan gains.
This Opinion piece advises on how, and why, to upgrade commercial loan closing practices at credit unions.
A new Senate plan would insure and regulate mortgage backed securities like credit union deposits.
Differences between the NCUA's risk-based proposal and Basel III requirements will make credit unions less competitive and less able to accumulate capital.
The complexity of reforming the secondary mortgage market, combined with its risk and Congress' inability to compromise, are the three reasons industry lobbyists and housing experts don't expect its completion in 2014.
Heading into the GAC, legislative priorities for credit unions include protecting the tax-exempt status, data security and housing finance reform.
Complexity, risk, congressional gridlock fingered in failure to reform Freddie, Fannie, FHFA this year.
FHFA inspector general audit recommendations include eliminating automatic overrides in system.
In particular, both CUNA and NAFCU praised Obama's support of patent reform.