At $25 billion, credit unions ahead of finance companies in year-over-year quarterly loan volume.
Car loans with seven-year terms are becoming more of the norm as consumers yearn for lower monthly payments.
Losses are lurking behind the spotlight of record auto lending activity.
Experian Automotive says electric car buyers have higher incomes and credit scores than hybrid buyers.
More than nine million vehicles registered in counties affected by the superstorm, Experian Automotive says.
In another effort to drive in more business, some auto lenders, including credit unions, may be more willing to be flexible with credit-challenged consumers.