For some members, unstable home values, job insecurity and volatile stock market fears may be more of a concern than rates at their credit unions.
New car loans show a little life.
A pair of housing price indicators seems to show that the housing market in the U.S. might be rebounding, but analysts are unsure.
Commercial and multifamily mortgage delinquent loans were down for credit unions, banks and thrifts during the first quarter.
Ideally, one of the end-of-the-year items that should be checked off the list for credit unions with member business loan programs is a review of policy.
Competitive loan pricing and a decline in loan delinquencies have helped create more demand for commercial real estate loans.
A 1.4% decline in loans outstanding in 2010, modest 1.2% increase in 2011 at credit unions linked to how members feel about economy, jobs.
Credit union vehicle loans outstanding have dropped 2.2% so far in 2012 but lending activity is still higher than it was a year ago.
It may be hard to truly gauge whether the majority of members are feeling skepticism toward signs that an economic recovery is well on its way.
Credit union CEOs are especially buoyant about prospects for their own institution, per Catalyst, representing a sharp turnaround from year-ago gloom.