Aite Group follows up on 2012 survey to see if lending challenges have changed.
Follow-up report reveals lenders at credit unions and banks are still concerned with regulatory burden, as they were in original 2011 survey.
Competitive loan pricing and a decline in loan delinquencies have helped create more demand for commercial real estate loans.
With a 56% expansion in its business-lending portfolio last year, American Heritage Federal Credit Union is proving that growth is possible despite the odds.
The newly signed Small Business Jobs Act of 2010 has helped the SBA approve 1,939 loans totaling nearly $970 million in just one day through new funding for increased loan guarantees and reduced fees.