For some members, unstable home values, job insecurity and volatile stock market fears may be more of a concern than rates at their credit unions.
New car loans show a little life.
A pair of housing price indicators seems to show that the housing market in the U.S. might be rebounding, but analysts are unsure.
Problems in Greece, Spain and other Euro zone countries could show up on credit union balance sheets, according to industry economists.
The European financial crisis may be half a world away, but problems there could show up on credit union balance sheets here.
Commercial and multifamily mortgage delinquent loans were down for credit unions, banks and thrifts during the first quarter.
Ideally, one of the end-of-the-year items that should be checked off the list for credit unions with member business loan programs is a review of policy.
Competitive loan pricing and a decline in loan delinquencies have helped create more demand for commercial real estate loans.
A 1.4% decline in loans outstanding in 2010, modest 1.2% increase in 2011 at credit unions linked to how members feel about economy, jobs.
Credit union vehicle loans outstanding have dropped 2.2% so far in 2012 but lending activity is still higher than it was a year ago.